Terms of Use — Review Masters CERT

Version 1.1.0 · Interim · Effective 19 October 2026

This is an interim version pending legal review. It has been approved by Reviewmasters Inc. and is in effect. It has not yet been reviewed by a lawyer; a revised version will replace it once that review is complete.

These terms govern your use of the College Entrance Readiness Test ("CERT") at cert.upcatreview.com (the "Service"). By creating an account or using the Service, you agree to these terms and to our Privacy Notice, which explains how we handle your personal information and forms part of these terms.

If you do not agree, please do not use the Service.

1. Who we are

The Service is operated by Reviewmasters Inc., a corporation organized under the laws of the Republic of the Philippines, doing business as Review Masters.

Reviewmasters Inc. 307 Katipunan Ave, Loyola Heights, Quezon City, Philippines reviewmasters@upcatreview.com

"We", "us" and "our" mean Reviewmasters Inc. "You" means the person using the Service.

2. What the Service is

CERT is a free, timed diagnostic assessment. It gives you a readiness rating by subject and a report on your strengths and weaknesses, to help you decide how to prepare for college entrance examinations.

CERT is not the UPCAT. It is not affiliated with, endorsed by, or connected to the University of the Philippines or any other university, and it is not a substitute for any official examination or admission process.

Your CERT result is a diagnostic, not a prediction. It does not predict, guarantee, or estimate your score on the UPCAT or any other examination, or your admission to any school. We do not claim otherwise, and you should not rely on it as if we did.

3. Who may use the Service

You may use the Service if you are a student preparing for college entrance examinations, or a parent, guardian, or teacher acting on a student's behalf.

If you are under 18, you may create an account and take the assessment. When you sign up we ask whether you are 18 or older; if you are not, we ask for a parent or guardian's email address so that we can request their permission before we contact you about our programs. Your assessment and your results do not depend on that permission. The Privacy Notice describes exactly how this works.

You must give us accurate information about yourself, including your age declaration. An age declaration cannot be changed once made; if you made a mistake, write to us.

4. Your account

You need an account to take the assessment. You may sign up with an email address and password, or with a Google account.

• One account per person. Do not create an account for someone else without their permission, or more than one account for yourself.
• Keep your password to yourself. You are responsible for what is done through your account until you tell us it has been compromised.
• Keep your email address current; it is how we deliver your results.

We may suspend or close an account that breaks these terms, or that we reasonably believe is being used to harm the Service or other users.

5. Taking the assessment

• Each section is timed. Once you start a section, its clock runs whether or not you are on the page; once you submit a section, or its time runs out, it is closed and cannot be reopened.
• You may retake the assessment only as many times as the Service allows. The current limit is shown in the Service; it may change.
• The assessment must be your own work, taken by you, without help from other people, notes, or tools unless the instructions say otherwise. A result obtained otherwise is meaningless to you and may be removed by us.
• We may change the questions, the number of sections, the timing, or the scoring between versions of the assessment. A result is always reported against the version you took.

6. Your results and report

Your results, readiness ratings, and report are available in your account and are emailed to you. They are for your personal use in planning your preparation.

We may revise how results are calculated and presented as we learn from the data. Results from different versions of the assessment may not be directly comparable.

We use results, combined across many students and with identifying details removed, to improve the assessment — for example, to find questions that are too easy, too hard, or unclear. The Privacy Notice describes this.

7. Our content

Everything in the Service — questions, answer choices, passages, images, explanations, reports, ratings, the CERT name, the Review Masters name and logos, and the software — belongs to Reviewmasters Inc. or to those who have licensed it to us, and is protected by the intellectual property laws of the Philippines and other countries.

We grant you a limited, personal, non-transferable, revocable license to use the Service and your own report for your own preparation. You may not:

• copy, photograph, screen-capture, transcribe, publish, share, or sell any question, passage, image, or answer, in whole or in part;
• use any automated means — scripts, bots, scrapers, or similar — to access the Service or collect anything from it;
• reverse-engineer, interfere with, or attempt to circumvent the Service's security, timing, or rate limits;
• remove or alter any notice of ownership; or
• use the Service or its content to build a competing product or test bank.

Questions from the assessment are confidential test material. Sharing them harms every student who takes the assessment after you.

8. Acceptable use

You agree not to use the Service to do anything unlawful, to impersonate anyone, to submit information you know to be false, to upload malicious code, or to disrupt the Service or other users. Do not attempt to access another person's account or data.

9. Our programs and your choices

Review Masters offers review programs and related services. The Service may tell you about them and may, with your consent as described in the Privacy Notice, share your contact details with the Review Masters branch that serves your province or city so that they can get in touch. Marketing consent is always optional and is never required to take the assessment or to see your results.

Any program or service you enroll in is governed by its own terms and pricing, not by these terms.

10. Third-party services

The Service uses third-party services, including Google (sign-in, analytics, and YouTube, which hosts the instructions video on the page where you start the test), Meta (advertising measurement), and the hosting and email providers named in the Privacy Notice. Their terms and privacy policies apply to their services. We are not responsible for them.

The instructions video plays inside the Service through YouTube's privacy-enhanced player and does not load until you press play. What YouTube receives when you do is described in the Privacy Notice.

Links from the Service to other websites are provided for convenience. We do not control those sites and are not responsible for their content.

11. Availability and changes

We work to keep the Service available and accurate, but it is provided "as is" and "as available". We may change, suspend, or discontinue the Service or any part of it at any time, with or without notice. We may set or change limits on use, including retake limits and rate limits.

Timed sections depend on your device and connection. If something goes wrong during a section — a lost connection, a crashed browser — write to us and we will look into it; we cannot promise that a section can be reopened.

12. Disclaimer of warranties

To the fullest extent permitted by law, we make no warranty of any kind, express or implied, about the Service, its content, or your results, including any warranty of accuracy, fitness for a particular purpose, or non-infringement. Nothing in these terms limits any right you have under Philippine consumer protection law that cannot be limited by agreement.

13. Limitation of liability

The Service is free. To the fullest extent permitted by law, Reviewmasters Inc., its directors, officers, employees, licensees, and agents are not liable to you for any indirect, incidental, special, consequential, or punitive damages, or for any loss of opportunity, arising out of or in connection with the Service or your results — including any decision you make, or any examination or admission outcome, in reliance on them.

Nothing in these terms excludes or limits liability for fraud, for gross negligence or willful misconduct, or for anything that cannot be excluded or limited under the laws of the Philippines.

14. Ending your use

You may stop using the Service at any time, and you may ask us to delete your account and results by writing to reviewmasters@upcatreview.com. The Privacy Notice explains what we delete and what we may retain.

We may suspend or end your access if you break these terms or if we discontinue the Service. Sections 7, 12, 13, 15, and 16 survive the end of your use.

15. Governing law and disputes

These terms are governed by the laws of the Republic of the Philippines.

If you have a complaint, write to us first at reviewmasters@upcatreview.com; most problems are quickest to fix that way. Any dispute that cannot be resolved that way shall be brought exclusively before the proper courts of Quezon City, Philippines, to the exclusion of all other venues.

16. General

• Changes to these terms. We may update these terms. Each version has a number and an effective date, and the current version is always at cert.upcatreview.com/terms. If a change is material, we will tell you in the Service or by email before it takes effect. Continuing to use the Service after that date means you accept the new version.
• Privacy. Our Privacy Notice, at cert.upcatreview.com/privacy, is part of these terms.
• Severability. If any part of these terms is held invalid, the rest remains in effect.
• No waiver. Our not enforcing a term is not a waiver of it.
• Assignment. You may not transfer your rights under these terms. We may transfer ours to a successor of the business.
• Entire agreement. These terms and the Privacy Notice are the whole agreement between you and us about the Service.
• Language. These terms are written in English. Any translation is for convenience only; the English version controls.

17. Contact

Reviewmasters Inc. 307 Katipunan Ave, Loyola Heights, Quezon City, Philippines reviewmasters@upcatreview.com

Versions

• 1.1.0 (19 October 2026) — names YouTube among the third-party services (§10), as the host of the instructions video on the assessment start page. Nothing else changed.
• 1.0.0 (22 September 2026) — first version. Interim, pending legal review.